Stafford Financial & Insurance Services
100 N. Central Expwy, Ste. 815
Dallas, TX 75201
Phone (214) 915-0323
Fax: (214) 915-0325
E-mail: info@staffordlends.com

Toll Free: 866-915-0323

Today's Rates  -  30 Year Fixed  4.25%,  20 Year Fixed 4.25%, 15 Year Fixed 3.75%, 5 Year ARM 2.99%, 7 Year ARM 3.25%, 10 Year ARM 3.75%, 5 Yr Jumbo ARM 4.125%. Pricing Good for Purchases, Refinance and TX Cash-Outs.  No Discount or Origination Fees! Call 214-915-0324 For Same Day Custom Quotes On Mortgage Products

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Rate Sheet Display


Loan Amount Program Points Credit  
         

Last Update:  Tuesday, December 29, 2009  Broker /Origination Fee:  0.000%
Lock Period:  30 days  Loan Amount:  $200000


    30 Year Fixed      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
4.500  % $1,013.37 1.625  % $3,250.00 4.707% $1,910.00
4.625  % $1,028.28 0.875  % $1,750.00 4.767% $1,910.00
4.750  % $1,043.29 0.125  % $250.00 4.827% $1,910.00
4.875  % $1,058.42 -0.625  % Get $1,250.00 4.887% $1,910.00
5.000  % $1,073.64 -1.375  % Get $2,750.00 4.946% $1,910.00
    20 Year Fixed      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
4.490  % $1,264.22 1.842  % $3,684.00 4.801% $1,910.00
4.500  % $1,265.30 1.317  % $2,634.00 4.747% $1,910.00
4.625  % $1,278.83 0.403  % $806.00 4.763% $1,910.00
4.750  % $1,292.45 -0.511  % Get $1,022.00 4.780% $1,910.00
4.875  % $1,306.14 -0.750  % Get $1,500.00 4.876% $1,910.00
    15 Year Fixed      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
3.875  % $1,466.88 2.809  % $5,618.00 4.414% $1,910.00
4.000  % $1,479.38 1.250  % $2,500.00 4.301% $1,910.00
4.125  % $1,491.94 0.625  % $1,250.00 4.332% $1,910.00
4.250  % $1,504.56 -0.500  % Get $1,000.00 4.289% $1,910.00
4.375  % $1,517.24 -1.250  % Get $2,500.00 4.302% $1,910.00
    30 Year Fixed Jumbo      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
6.500  % $1,264.14 3.757  % $7,514.00 6.950% $1,910.00
6.750  % $1,297.20 3.101  % $6,202.00 7.139% $1,910.00
7.250  % $1,364.35 2.101  % $4,202.00 7.545% $1,910.00
7.625  % $1,415.59 1.586  % $3,172.00 7.871% $1,910.00
7.875  % $1,450.14 1.242  % $2,484.00 8.088% $1,910.00
8.000  % $1,467.53 1.070  % $2,140.00 8.196% $1,910.00
    15 Year Fixed Jumbo      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
5.625  % $1,647.46 3.850  % $7,700.00 6.362% $1,910.00
5.875  % $1,674.24 3.038  % $6,076.00 6.483% $1,910.00
6.375  % $1,728.50 2.084  % $4,168.00 6.834% $1,910.00
6.750  % $1,769.82 1.616  % $3,232.00 7.136% $1,910.00
7.000  % $1,797.66 1.303  % $2,606.00 7.337% $1,910.00
7.125  % $1,811.66 1.121  % $2,242.00 7.433% $1,910.00
    7 Year Balloon      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
6.750  % $1,297.20 4.215  % $8,430.00 7.256% $1,910.00
7.000  % $1,330.60 1.398  % $2,796.00 7.218% $1,910.00
7.125  % $1,347.44 0.965  % $1,930.00 7.300% $1,910.00
    5 Year Balloon      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
6.250  % $1,231.43 4.075  % $8,150.00 6.726% $1,910.00
6.500  % $1,264.14 3.275  % $6,550.00 6.901% $1,910.00
    1/1 ARM      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
5.000  % $1,073.64 1.125  % $2,250.00 7.310% $1,910.00
5.500  % $1,135.58 0.412  % $824.00 7.265% $1,910.00
6.000  % $1,199.10 -0.079  % Get $158.00 7.243% $1,910.00
6.250  % $1,231.43 -0.326  % Get $652.00 7.231% $1,910.00
6.500  % $1,264.14 -0.574  % Get $1,148.00 7.220% $1,910.00
7.625  % $1,415.59 -1.500  % Get $3,000.00 7.186% $1,910.00
    3/1 ARM      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
3.490  % $896.97 1.159  % $2,318.00 3.947% $1,910.00
3.500  % $898.09 0.661  % $1,322.00 3.907% $1,910.00
3.625  % $912.10 0.407  % $814.00 3.908% $1,910.00
3.750  % $926.23 -0.244  % Get $488.00 3.875% $1,910.00
3.875  % $940.47 -0.768  % Get $1,536.00 3.854% $1,910.00
    5/1 ARM      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
3.490  % $896.97 1.286  % $2,572.00 3.919% $1,910.00
3.500  % $898.09 0.625  % $1,250.00 3.866% $1,910.00
3.625  % $912.10 0.125  % $250.00 3.860% $1,910.00
3.750  % $926.23 -0.500  % Get $1,000.00 4.024% $1,910.00
3.875  % $940.47 -1.000  % Get $2,000.00 4.018% $1,910.00
    7/1 ARM      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
3.625  % $912.10 0.875  % $1,750.00 3.899% $1,910.00
3.750  % $926.23 0.375  % $750.00 3.906% $1,910.00
3.875  % $940.47 0.000  % Get $0.00 3.922% $1,910.00
4.000  % $954.83 -0.250  % Get $500.00 3.949% $1,910.00
4.125  % $969.30 -0.500  % Get $1,000.00 3.976% $1,910.00
    1/1 Jumbo ARM      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
5.000  % $1,073.64 1.125  % $2,250.00 7.310% $1,910.00
5.625  % $1,151.31 0.500  % $1,000.00 7.281% $1,910.00
6.125  % $1,215.22 0.000  % Get $0.00 7.258% $1,910.00
6.500  % $1,264.14 -0.375  % Get $750.00 7.240% $1,910.00
6.625  % $1,280.62 -0.500  % Get $1,000.00 7.234% $1,910.00
7.625  % $1,415.59 -1.500  % Get $3,000.00 7.186% $1,910.00
    3/1 Jumbo ARM      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
4.625  % $1,028.28 1.125  % $2,250.00 7.006% $1,910.00
5.000  % $1,073.64 0.500  % $1,000.00 7.007% $1,910.00
5.375  % $1,119.94 -0.125  % Get $250.00 7.007% $1,910.00
5.625  % $1,151.31 -0.375  % Get $750.00 7.023% $1,910.00
5.750  % $1,167.15 -0.625  % Get $1,250.00 7.018% $1,910.00
6.500  % $1,264.14 -1.500  % Get $3,000.00 7.051% $1,910.00
    5/1 Jumbo ARM      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
5.625  % $1,151.31 0.875  % $1,750.00 6.983% $1,910.00
5.875  % $1,183.08 0.375  % $750.00 7.000% $1,910.00
6.125  % $1,215.22 -0.125  % Get $250.00 7.016% $1,910.00
6.250  % $1,231.43 -0.375  % Get $750.00 7.024% $1,910.00
6.375  % $1,247.74 -0.500  % Get $1,000.00 7.044% $1,910.00
7.125  % $1,347.44 -1.500  % Get $3,000.00 7.137% $1,910.00
    FHA 30 Year Fixed      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
4.625  % $1,028.28 2.861  % $5,722.00 4.896% $820.00
4.750  % $1,043.29 1.192  % $2,384.00 4.873% $820.00
4.875  % $1,058.42 0.752  % $1,504.00 4.960% $820.00
5.000  % $1,073.64 -0.508  % Get $1,016.00 4.974% $820.00
5.250  % $1,104.41 -1.733  % Get $3,466.00 5.116% $820.00
    FHA 15 Year Fixed      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
4.000  % $1,479.38 2.729  % $5,458.00 4.444% $820.00
4.500  % $1,529.99 -0.623  % Get $1,246.00 4.439% $820.00
5.000  % $1,581.59 -1.858  % Get $3,716.00 4.753% $820.00
5.500  % $1,634.17 -1.864  % Get $3,728.00 5.249% $820.00
    VA 30 Year Fixed      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
4.625  % $1,028.28 2.861  % $5,722.00 4.896% $820.00
4.750  % $1,043.29 1.192  % $2,384.00 4.873% $820.00
4.875  % $1,058.42 0.752  % $1,504.00 4.960% $820.00
5.000  % $1,073.64 -0.508  % Get $1,016.00 4.974% $820.00
5.250  % $1,104.41 -1.733  % Get $3,466.00 5.116% $820.00
    VA 15 Year Fixed      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
4.000  % $1,479.38 2.729  % $5,458.00 4.444% $820.00
4.500  % $1,529.99 -0.623  % Get $1,246.00 4.439% $820.00
5.000  % $1,581.59 -1.858  % Get $3,716.00 4.753% $820.00
5.500  % $1,634.17 -1.864  % Get $3,728.00 5.249% $820.00
20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
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